When you are burdened by the debt of student loans, it’s easy to believe there is nothing you can do about it. Perhaps you have heard that you cannot discharge these debts through bankruptcy. You pursue higher education to improve your potential earning, but unfortunately it does not always work out that way after you graduate. So many people get stuck with loans they cannot afford when they expect a different financial future.
Certain student loans can even affect tax refunds and Social Security income, as well as take money out of your wages to help repay the debt. What most people do not know is that they can do something about it. Discharging student loans in bankruptcy can prove to be difficult. In many cases, discharging student loans does not get approved by bankruptcy courts but that doesn’t mean it cannot happen. To increase your chances of getting your student loans wiped off, along with other outstanding debts, you should consult with a bankruptcy attorney who is experienced in bankruptcy cases involving student loans. Money can be an issue for you, so paying an attorney to help you through your bankruptcy may not seem ideal, but Laura D. Frye, LTD. has bankruptcy experience to go through your options to help you with your student loan debt.
If you are struggling to keep up with your student loan payments, you should speak to Laura D. Frye, LTD, she can help you get relief from your debts. Laura D. Frye, LTD is committed to assisting clients with their student loan issues, and she will use her resources & experience to protect your rights.
Student Loan Disputes Lawyer In Chandler Arizona
Laura D. Frye, LTD. can help you in the following ways:
- Provide you with legal advice and guidance regarding your rights and options.
- Represent your interests in communications or negotiations with a student loan holder, student loan servicer, debt collection agency or administrative body.
- Help you resolve delinquencies or defaults or apply for loan discharge.
- Protect you from unfair or abusive conduct by debt collectors and other agencies.
- Handle credit disputes & represent you in court
When the financial pressure is on, she will stand by her clients’ sides. You have rights & you have options. Laura D. Frye, LTD. can assist with all types of student loans issues involving private student loans or servicing errors on federal loans.
Federal Student Loans Lawsuits
If you are having issues with federal student loans you have taken out, Laura D. Frye, LTD. can review your case and help you reach a resolution. Under the “William D. Ford Direct Student Loan Program,” the federal government started making direct loans directly to borrowers. These loans are funded by the Federal Government, however they are serviced by private companies that have contracts with the Department of Education.
If you are being hassled or your account is being neglected by loan servicers, contact Laura D. Frye, LTD. to find out how she can protect your interest. Servicers have an incentive to delay repayment of loans because the longer it takes for borrowers to pay off their loan, the more income is received by the loan’s servicer. Loan servicers receive a monthly fee from the Department of Education for each loan they service. Delaying repayment or discharging loans increases the servicer’s fee income.